This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,075 | 753 |
| 2 | 51,075 | 1,098 | 769 |
| 3 | 52,173 | 1,122 | 785 |
| 4 | 53,295 | 1,146 | 802 |
| 5 | 54,441 | 1,170 | 819 |
| 6 | 55,611 | 1,196 | 837 |
| 7 | 56,807 | 1,221 | 855 |
| 8 | 58,028 | 1,248 | 873 |
| 9 | 59,276 | 1,274 | 892 |
| 10 | 60,550 | 1,302 | 911 |
| 11 | 61,852 | 1,330 | 931 |
| 12 | 63,182 | 1,358 | 951 |
| 13 | 64,540 | 1,388 | 971 |
| 14 | 65,928 | 1,417 | 992 |
| 15 | 67,345 | 1,448 | 1,014 |
| 16 | 68,793 | 1,479 | 1,035 |
| 17 | 70,272 | 1,511 | 1,058 |
| 18 | 71,783 | 1,543 | 1,080 |
| 19 | 73,326 | 1,577 | 1,104 |
| 20 | 74,903 | 1,610 | 1,127 |
| TOTAL | $26,513 | $18,559 |
| Year | Rate 2.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,055 | 739 |
| 2 | 51,055 | 1,077 | 754 |
| 3 | 52,132 | 1,100 | 770 |
| 4 | 53,232 | 1,123 | 786 |
| 5 | 54,355 | 1,147 | 803 |
| 6 | 55,502 | 1,171 | 820 |
| 7 | 56,673 | 1,196 | 837 |
| 8 | 57,869 | 1,221 | 855 |
| 9 | 59,090 | 1,247 | 873 |
| 10 | 60,337 | 1,273 | 891 |
| 11 | 61,610 | 1,300 | 910 |
| 12 | 62,910 | 1,327 | 929 |
| 13 | 64,238 | 1,355 | 949 |
| 14 | 65,593 | 1,384 | 969 |
| 15 | 66,977 | 1,413 | 989 |
| 16 | 68,390 | 1,443 | 1,010 |
| 17 | 69,833 | 1,473 | 1,031 |
| 18 | 71,307 | 1,505 | 1,053 |
| 19 | 72,811 | 1,536 | 1,075 |
| 20 | 74,348 | 1,569 | 1,098 |
| TOTAL | $25,916 | $18,141 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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