This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.34% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,170 | 819 |
| 2 | 51,170 | 1,197 | 838 |
| 3 | 52,367 | 1,225 | 858 |
| 4 | 53,593 | 1,254 | 878 |
| 5 | 54,847 | 1,283 | 898 |
| 6 | 56,130 | 1,313 | 919 |
| 7 | 57,444 | 1,344 | 941 |
| 8 | 58,788 | 1,376 | 963 |
| 9 | 60,164 | 1,408 | 985 |
| 10 | 61,571 | 1,441 | 1,009 |
| 11 | 63,012 | 1,474 | 1,032 |
| 12 | 64,487 | 1,509 | 1,056 |
| 13 | 65,996 | 1,544 | 1,081 |
| 14 | 67,540 | 1,580 | 1,106 |
| 15 | 69,120 | 1,617 | 1,132 |
| 16 | 70,738 | 1,655 | 1,159 |
| 17 | 72,393 | 1,694 | 1,186 |
| 18 | 74,087 | 1,734 | 1,214 |
| 19 | 75,821 | 1,774 | 1,242 |
| 20 | 77,595 | 1,816 | 1,271 |
| TOTAL | $29,411 | $20,587 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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