This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 226 | 158 |
| 2 | 50,226 | 227 | 159 |
| 3 | 50,452 | 228 | 159 |
| 4 | 50,680 | 229 | 160 |
| 5 | 50,908 | 230 | 161 |
| 6 | 51,138 | 231 | 161 |
| 7 | 51,368 | 232 | 162 |
| 8 | 51,600 | 233 | 163 |
| 9 | 51,833 | 234 | 164 |
| 10 | 52,067 | 235 | 164 |
| 11 | 52,301 | 236 | 165 |
| 12 | 52,537 | 237 | 166 |
| 13 | 52,774 | 238 | 167 |
| 14 | 53,012 | 239 | 167 |
| 15 | 53,251 | 240 | 168 |
| 16 | 53,491 | 241 | 169 |
| 17 | 53,733 | 242 | 170 |
| 18 | 53,975 | 243 | 170 |
| 19 | 54,218 | 245 | 171 |
| 20 | 54,463 | 246 | 172 |
| TOTAL | $4,709 | $3,296 |
| Year | Rate 0.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 125 | 88 |
| 2 | 50,125 | 125 | 88 |
| 3 | 50,250 | 126 | 88 |
| 4 | 50,376 | 126 | 88 |
| 5 | 50,502 | 126 | 88 |
| 6 | 50,628 | 127 | 89 |
| 7 | 50,755 | 127 | 89 |
| 8 | 50,882 | 127 | 89 |
| 9 | 51,009 | 128 | 89 |
| 10 | 51,136 | 128 | 89 |
| 11 | 51,264 | 128 | 90 |
| 12 | 51,392 | 128 | 90 |
| 13 | 51,521 | 129 | 90 |
| 14 | 51,650 | 129 | 90 |
| 15 | 51,779 | 129 | 91 |
| 16 | 51,908 | 130 | 91 |
| 17 | 52,038 | 130 | 91 |
| 18 | 52,168 | 130 | 91 |
| 19 | 52,298 | 131 | 92 |
| 20 | 52,429 | 131 | 92 |
| TOTAL | $2,560 | $1,792 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
Learn More | |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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