This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,521 | 1,065 |
| 2 | 51,521 | 1,567 | 1,097 |
| 3 | 53,088 | 1,615 | 1,130 |
| 4 | 54,703 | 1,664 | 1,165 |
| 5 | 56,367 | 1,715 | 1,200 |
| 6 | 58,082 | 1,767 | 1,237 |
| 7 | 59,849 | 1,821 | 1,274 |
| 8 | 61,669 | 1,876 | 1,313 |
| 9 | 63,545 | 1,933 | 1,353 |
| 10 | 65,478 | 1,992 | 1,394 |
| 11 | 67,470 | 2,052 | 1,437 |
| 12 | 69,523 | 2,115 | 1,480 |
| 13 | 71,638 | 2,179 | 1,525 |
| 14 | 73,817 | 2,246 | 1,572 |
| 15 | 76,062 | 2,314 | 1,620 |
| 16 | 78,376 | 2,384 | 1,669 |
| 17 | 80,760 | 2,457 | 1,720 |
| 18 | 83,217 | 2,531 | 1,772 |
| 19 | 85,749 | 2,608 | 1,826 |
| 20 | 88,357 | 2,688 | 1,881 |
| TOTAL | $41,045 | $28,731 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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