This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.07% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,037 | 1,426 |
| 2 | 52,037 | 2,120 | 1,484 |
| 3 | 54,157 | 2,206 | 1,544 |
| 4 | 56,363 | 2,296 | 1,607 |
| 5 | 58,660 | 2,390 | 1,673 |
| 6 | 61,049 | 2,487 | 1,741 |
| 7 | 63,537 | 2,588 | 1,812 |
| 8 | 66,125 | 2,694 | 1,886 |
| 9 | 68,819 | 2,804 | 1,963 |
| 10 | 71,623 | 2,918 | 2,043 |
| 11 | 74,541 | 3,037 | 2,126 |
| 12 | 77,577 | 3,160 | 2,212 |
| 13 | 80,738 | 3,289 | 2,302 |
| 14 | 84,027 | 3,423 | 2,396 |
| 15 | 87,450 | 3,563 | 2,494 |
| 16 | 91,013 | 3,708 | 2,596 |
| 17 | 94,721 | 3,859 | 2,701 |
| 18 | 98,580 | 4,016 | 2,811 |
| 19 | 102,596 | 4,180 | 2,926 |
| 20 | 106,776 | 4,350 | 3,045 |
| TOTAL | $61,126 | $42,788 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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4.90% |
$1,000 |
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Last change: ↓0.10% on October 1. |
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