This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.70% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,349 | 1,644 |
| 2 | 52,349 | 2,459 | 1,722 |
| 3 | 54,808 | 2,575 | 1,802 |
| 4 | 57,383 | 2,696 | 1,887 |
| 5 | 60,079 | 2,823 | 1,976 |
| 6 | 62,902 | 2,955 | 2,069 |
| 7 | 65,857 | 3,094 | 2,166 |
| 8 | 68,951 | 3,239 | 2,268 |
| 9 | 72,190 | 3,391 | 2,374 |
| 10 | 75,581 | 3,551 | 2,486 |
| 11 | 79,132 | 3,718 | 2,602 |
| 12 | 82,850 | 3,892 | 2,725 |
| 13 | 86,742 | 4,075 | 2,853 |
| 14 | 90,817 | 4,267 | 2,987 |
| 15 | 95,084 | 4,467 | 3,127 |
| 16 | 99,551 | 4,677 | 3,274 |
| 17 | 104,228 | 4,897 | 3,428 |
| 18 | 109,125 | 5,127 | 3,589 |
| 19 | 114,251 | 5,368 | 3,757 |
| 20 | 119,619 | 5,620 | 3,934 |
| TOTAL | $75,238 | $52,667 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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