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Comparison of Deposit Account from MISSION with 2.05% - March 2025


Long-Term Analysis of KINECTA with 3.25% APY and MISSION with 1.04% APY and MISSION with 4.00% APY and MISSION with 2.70% APY and MISSION with 2.05% APY and MISSION with 4.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    KINECTA
    3.25%
    -
    $50,000
    6 Month
    Credit Union
    8.00x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    3.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,625 1,138
    2 51,625 1,678 1,174
    3 53,303 1,732 1,213
    4 55,035 1,789 1,252
    5 56,824 1,847 1,293
    6 58,671 1,907 1,335
    7 60,577 1,969 1,378
    8 62,546 2,033 1,423
    9 64,579 2,099 1,469
    10 66,678 2,167 1,517
    11 68,845 2,237 1,566
    12 71,082 2,310 1,617
    13 73,392 2,385 1,670
    14 75,778 2,463 1,724
    15 78,240 2,543 1,780
    16 80,783 2,625 1,838
    17 83,409 2,711 1,898
    18 86,119 2,799 1,959
    19 88,918 2,890 2,023
    20 91,808 2,984 2,089
    TOTAL $44,792 $31,354
  • 2
    LOCAL CD
    MISSION
    1.04%
    -
    $50,000
    3 Month
    Credit Union
    0.47x (National Avg. - 2.20%)
    $100,000
     
    SCENARIO
    Year Rate
    1.04%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 520 364
    2 50,520 525 368
    3 51,045 531 372
    4 51,576 536 375
    5 52,113 542 379
    6 52,655 548 383
    7 53,202 553 387
    8 53,756 559 391
    9 54,315 565 395
    10 54,879 571 400
    11 55,450 577 404
    12 56,027 583 408
    13 56,610 589 412
    14 57,198 595 416
    15 57,793 601 421
    16 58,394 607 425
    17 59,002 614 430
    18 59,615 620 434
    19 60,235 626 439
    20 60,862 633 443
    TOTAL $11,495 $8,046
  • 3
    LOCAL CD
    MISSION
    4.00%
    -
    $50,000
    6 Month
    Credit Union
    9.85x (National Avg. - 0.41%)
    $2,000
     
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689
  • 4
    LOCAL CD
    MISSION
    2.70%
    -
    $50,000
    18 Month
    Credit Union
    4.66x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    2.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,350 945
    2 51,350 1,386 971
    3 52,736 1,424 997
    4 54,160 1,462 1,024
    5 55,623 1,502 1,051
    6 57,124 1,542 1,080
    7 58,667 1,584 1,109
    8 60,251 1,627 1,139
    9 61,878 1,671 1,169
    10 63,548 1,716 1,201
    11 65,264 1,762 1,233
    12 67,026 1,810 1,267
    13 68,836 1,859 1,301
    14 70,695 1,909 1,336
    15 72,603 1,960 1,372
    16 74,564 2,013 1,409
    17 76,577 2,068 1,447
    18 78,644 2,123 1,486
    19 80,768 2,181 1,527
    20 82,948 2,240 1,568
    TOTAL $35,188 $24,632
  • 5
    LOCAL CD
    MISSION
    2.05%
    -
    $50,000
    48 Month
    Credit Union
    2.52x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    2.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,025 718
    2 51,025 1,046 732
    3 52,071 1,067 747
    4 53,138 1,089 763
    5 54,228 1,112 778
    6 55,339 1,134 794
    7 56,474 1,158 810
    8 57,632 1,181 827
    9 58,813 1,206 844
    10 60,019 1,230 861
    11 61,249 1,256 879
    12 62,505 1,281 897
    13 63,786 1,308 915
    14 65,094 1,334 934
    15 66,428 1,362 953
    16 67,790 1,390 973
    17 69,180 1,418 993
    18 70,598 1,447 1,013
    19 72,045 1,477 1,034
    20 73,522 1,507 1,055
    TOTAL $25,029 $17,520
  • 6
    LOCAL CD
    MISSION
    4.20%
    -
    $50,000
    14 Month
    Credit Union
    N.A.
    $2,000
     
    SCENARIO
    Year Rate
    4.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,100 1,470
    2 52,100 2,188 1,532
    3 54,288 2,280 1,596
    4 56,568 2,376 1,663
    5 58,944 2,476 1,733
    6 61,420 2,580 1,806
    7 63,999 2,688 1,882
    8 66,687 2,801 1,961
    9 69,488 2,919 2,043
    10 72,407 3,041 2,129
    11 75,448 3,169 2,218
    12 78,617 3,302 2,311
    13 81,919 3,441 2,408
    14 85,359 3,585 2,510
    15 88,944 3,736 2,615
    16 92,680 3,893 2,725
    17 96,573 4,056 2,839
    18 100,629 4,226 2,958
    19 104,855 4,404 3,083
    20 109,259 4,589 3,212
    TOTAL $63,848 $44,693

    All calculations are for demonstration purposes only.

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