This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,773 | 1,241 |
| 2 | 51,773 | 1,836 | 1,285 |
| 3 | 53,609 | 1,901 | 1,331 |
| 4 | 55,510 | 1,968 | 1,378 |
| 5 | 57,478 | 2,038 | 1,427 |
| 6 | 59,516 | 2,110 | 1,477 |
| 7 | 61,627 | 2,185 | 1,530 |
| 8 | 63,812 | 2,263 | 1,584 |
| 9 | 66,075 | 2,343 | 1,640 |
| 10 | 68,418 | 2,426 | 1,698 |
| 11 | 70,844 | 2,512 | 1,758 |
| 12 | 73,356 | 2,601 | 1,821 |
| 13 | 75,957 | 2,693 | 1,885 |
| 14 | 78,651 | 2,789 | 1,952 |
| 15 | 81,440 | 2,888 | 2,021 |
| 16 | 84,328 | 2,990 | 2,093 |
| 17 | 87,318 | 3,096 | 2,167 |
| 18 | 90,414 | 3,206 | 2,244 |
| 19 | 93,620 | 3,320 | 2,324 |
| 20 | 96,940 | 3,437 | 2,406 |
| TOTAL | $50,378 | $35,264 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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