This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.44% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,722 | 1,205 |
| 2 | 51,722 | 1,781 | 1,247 |
| 3 | 53,503 | 1,843 | 1,290 |
| 4 | 55,346 | 1,906 | 1,334 |
| 5 | 57,252 | 1,972 | 1,380 |
| 6 | 59,224 | 2,040 | 1,428 |
| 7 | 61,264 | 2,110 | 1,477 |
| 8 | 63,373 | 2,183 | 1,528 |
| 9 | 65,556 | 2,258 | 1,580 |
| 10 | 67,814 | 2,336 | 1,635 |
| 11 | 70,149 | 2,416 | 1,691 |
| 12 | 72,565 | 2,499 | 1,749 |
| 13 | 75,064 | 2,585 | 1,810 |
| 14 | 77,650 | 2,674 | 1,872 |
| 15 | 80,324 | 2,766 | 1,936 |
| 16 | 83,090 | 2,862 | 2,003 |
| 17 | 85,952 | 2,960 | 2,072 |
| 18 | 88,912 | 3,062 | 2,143 |
| 19 | 91,974 | 3,168 | 2,217 |
| 20 | 95,142 | 3,277 | 2,294 |
| TOTAL | $48,418 | $33,893 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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