This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.85% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,927 | 1,349 |
| 2 | 51,927 | 2,001 | 1,401 |
| 3 | 53,928 | 2,078 | 1,455 |
| 4 | 56,007 | 2,158 | 1,511 |
| 5 | 58,165 | 2,242 | 1,569 |
| 6 | 60,407 | 2,328 | 1,630 |
| 7 | 62,735 | 2,418 | 1,692 |
| 8 | 65,153 | 2,511 | 1,758 |
| 9 | 67,664 | 2,608 | 1,825 |
| 10 | 70,271 | 2,708 | 1,896 |
| 11 | 72,980 | 2,813 | 1,969 |
| 12 | 75,792 | 2,921 | 2,045 |
| 13 | 78,713 | 3,034 | 2,124 |
| 14 | 81,747 | 3,151 | 2,205 |
| 15 | 84,898 | 3,272 | 2,290 |
| 16 | 88,170 | 3,398 | 2,379 |
| 17 | 91,568 | 3,529 | 2,470 |
| 18 | 95,097 | 3,665 | 2,566 |
| 19 | 98,762 | 3,806 | 2,664 |
| 20 | 102,568 | 3,953 | 2,767 |
| TOTAL | $56,521 | $39,565 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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|
|
4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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