This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,876 | 1,313 |
| 2 | 51,876 | 1,946 | 1,362 |
| 3 | 53,822 | 2,019 | 1,414 |
| 4 | 55,842 | 2,095 | 1,467 |
| 5 | 57,937 | 2,174 | 1,522 |
| 6 | 60,111 | 2,255 | 1,579 |
| 7 | 62,366 | 2,340 | 1,638 |
| 8 | 64,706 | 2,428 | 1,699 |
| 9 | 67,134 | 2,519 | 1,763 |
| 10 | 69,653 | 2,613 | 1,829 |
| 11 | 72,266 | 2,711 | 1,898 |
| 12 | 74,978 | 2,813 | 1,969 |
| 13 | 77,791 | 2,919 | 2,043 |
| 14 | 80,709 | 3,028 | 2,120 |
| 15 | 83,738 | 3,142 | 2,199 |
| 16 | 86,879 | 3,260 | 2,282 |
| 17 | 90,139 | 3,382 | 2,367 |
| 18 | 93,521 | 3,509 | 2,456 |
| 19 | 97,030 | 3,641 | 2,548 |
| 20 | 100,671 | 3,777 | 2,644 |
| TOTAL | $54,448 | $38,114 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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