This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,825 | 1,277 |
| 2 | 51,825 | 1,891 | 1,324 |
| 3 | 53,716 | 1,960 | 1,372 |
| 4 | 55,676 | 2,032 | 1,422 |
| 5 | 57,707 | 2,106 | 1,474 |
| 6 | 59,813 | 2,183 | 1,528 |
| 7 | 61,996 | 2,262 | 1,584 |
| 8 | 64,258 | 2,345 | 1,641 |
| 9 | 66,603 | 2,430 | 1,701 |
| 10 | 69,033 | 2,519 | 1,763 |
| 11 | 71,552 | 2,611 | 1,828 |
| 12 | 74,163 | 2,706 | 1,894 |
| 13 | 76,869 | 2,805 | 1,963 |
| 14 | 79,674 | 2,907 | 2,035 |
| 15 | 82,581 | 3,013 | 2,109 |
| 16 | 85,595 | 3,123 | 2,186 |
| 17 | 88,718 | 3,237 | 2,266 |
| 18 | 91,955 | 3,355 | 2,349 |
| 19 | 95,311 | 3,478 | 2,435 |
| 20 | 98,789 | 3,605 | 2,523 |
| TOTAL | $52,393 | $36,675 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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|
|
4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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