This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.30% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,651 | 1,856 |
| 2 | 52,651 | 2,792 | 1,954 |
| 3 | 55,443 | 2,940 | 2,058 |
| 4 | 58,382 | 3,095 | 2,167 |
| 5 | 61,478 | 3,260 | 2,282 |
| 6 | 64,737 | 3,432 | 2,403 |
| 7 | 68,169 | 3,614 | 2,530 |
| 8 | 71,784 | 3,806 | 2,664 |
| 9 | 75,590 | 4,008 | 2,805 |
| 10 | 79,598 | 4,220 | 2,954 |
| 11 | 83,818 | 4,444 | 3,111 |
| 12 | 88,262 | 4,680 | 3,276 |
| 13 | 92,941 | 4,928 | 3,449 |
| 14 | 97,869 | 5,189 | 3,632 |
| 15 | 103,058 | 5,464 | 3,825 |
| 16 | 108,522 | 5,754 | 4,028 |
| 17 | 114,276 | 6,059 | 4,241 |
| 18 | 120,335 | 6,380 | 4,466 |
| 19 | 126,715 | 6,718 | 4,703 |
| 20 | 133,434 | 7,075 | 4,952 |
| TOTAL | $90,508 | $63,356 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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