This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 990 | 693 |
| 2 | 50,990 | 1,010 | 707 |
| 3 | 52,000 | 1,030 | 721 |
| 4 | 53,029 | 1,050 | 735 |
| 5 | 54,079 | 1,071 | 750 |
| 6 | 55,150 | 1,092 | 764 |
| 7 | 56,242 | 1,114 | 780 |
| 8 | 57,355 | 1,136 | 795 |
| 9 | 58,491 | 1,158 | 811 |
| 10 | 59,649 | 1,181 | 827 |
| 11 | 60,830 | 1,204 | 843 |
| 12 | 62,035 | 1,228 | 860 |
| 13 | 63,263 | 1,253 | 877 |
| 14 | 64,516 | 1,277 | 894 |
| 15 | 65,793 | 1,303 | 912 |
| 16 | 67,096 | 1,328 | 930 |
| 17 | 68,424 | 1,355 | 948 |
| 18 | 69,779 | 1,382 | 967 |
| 19 | 71,161 | 1,409 | 986 |
| 20 | 72,570 | 1,437 | 1,006 |
| TOTAL | $24,007 | $16,805 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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