This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.07% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,535 | 1,775 |
| 2 | 52,535 | 2,664 | 1,864 |
| 3 | 55,199 | 2,799 | 1,959 |
| 4 | 57,997 | 2,940 | 2,058 |
| 5 | 60,938 | 3,090 | 2,163 |
| 6 | 64,027 | 3,246 | 2,272 |
| 7 | 67,273 | 3,411 | 2,388 |
| 8 | 70,684 | 3,584 | 2,509 |
| 9 | 74,268 | 3,765 | 2,636 |
| 10 | 78,033 | 3,956 | 2,769 |
| 11 | 81,989 | 4,157 | 2,910 |
| 12 | 86,146 | 4,368 | 3,057 |
| 13 | 90,514 | 4,589 | 3,212 |
| 14 | 95,103 | 4,822 | 3,375 |
| 15 | 99,925 | 5,066 | 3,546 |
| 16 | 104,991 | 5,323 | 3,726 |
| 17 | 110,314 | 5,593 | 3,915 |
| 18 | 115,907 | 5,876 | 4,114 |
| 19 | 121,783 | 6,174 | 4,322 |
| 20 | 127,958 | 6,487 | 4,541 |
| TOTAL | $84,445 | $59,111 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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