• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from MIDWEST AMERICA with 0.25% - April 2025


Long-Term Analysis of WORKMEN'S CIRCLE INCORPORATED with 1.36% APY and MIDWEST AMERICA with 0.25% APY and SSB Bank with 4.04% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    WORKMEN'S CIRCLE INCORPORATED
    1.36%
    -
    $50,000
    24 Month
    Credit Union
    2.06x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    1.36%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 680 476
    2 50,680 689 482
    3 51,369 699 489
    4 52,068 708 496
    5 52,776 718 502
    6 53,494 728 509
    7 54,221 737 516
    8 54,959 747 523
    9 55,706 758 530
    10 56,464 768 538
    11 57,232 778 545
    12 58,010 789 552
    13 58,799 800 560
    14 59,599 811 567
    15 60,409 822 575
    16 61,231 833 583
    17 62,063 844 591
    18 62,907 856 599
    19 63,763 867 607
    20 64,630 879 615
    TOTAL $15,509 $10,856
  • 2
    LOCAL CD
    MIDWEST AMERICA
    0.25%
    -
    $50,000
    12 Month
    Credit Union
    0.45x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 3
    LOCAL CD
    SSB Bank
    4.04%
    -
    $50,000
    25 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    4.04%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,020 1,414
    2 52,020 2,102 1,471
    3 54,122 2,187 1,531
    4 56,308 2,275 1,592
    5 58,583 2,367 1,657
    6 60,950 2,462 1,724
    7 63,412 2,562 1,793
    8 65,974 2,665 1,866
    9 68,639 2,773 1,941
    10 71,412 2,885 2,020
    11 74,297 3,002 2,101
    12 77,299 3,123 2,186
    13 80,422 3,249 2,274
    14 83,671 3,380 2,366
    15 87,051 3,517 2,462
    16 90,568 3,659 2,561
    17 94,227 3,807 2,665
    18 98,034 3,961 2,772
    19 101,994 4,121 2,884
    20 106,115 4,287 3,001
    TOTAL $60,402 $42,281

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.10% on February 9.
    6 Month Jumbo CD.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↑0.20% on April 9.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on April 12, 2025

    This page was created in 2.0345 seconds.