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Comparison of Deposit Account from MidFirst Bank with 0.25% - April 2025

Long-Term Analysis of MidFirst Bank with 0.25% APY and AFENA with 2.84% APY and AFENA with 4.07% APY and AFENA with 3.14% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

MidFirst Bank

0.25%

$50,000

6 Month

Bank

0.62x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

AFENA

2.84%

$50,000

36 Month

Credit Union

3.77x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 2.84%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,420	994
2	51,420	1,460	1,022
3	52,880	1,502	1,051
4	54,382	1,544	1,081
5	55,927	1,588	1,112
6	57,515	1,633	1,143
7	59,148	1,680	1,176
8	60,828	1,728	1,209
9	62,556	1,777	1,244
10	64,332	1,827	1,279
11	66,159	1,879	1,315
12	68,038	1,932	1,353
13	69,970	1,987	1,391
14	71,958	2,044	1,431
15	74,001	2,102	1,471
16	76,103	2,161	1,513
17	78,264	2,223	1,556
18	80,487	2,286	1,600
19	82,773	2,351	1,646
20	85,123	2,418	1,692
	TOTAL	$37,541	$26,279

LOCAL CD

AFENA

4.07%

$50,000

60 Month

Credit Union

4.43x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 4.07%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,035	1,425
2	52,035	2,118	1,482
3	54,153	2,204	1,543
4	56,357	2,294	1,606
5	58,651	2,387	1,671
6	61,038	2,484	1,739
7	63,522	2,585	1,810
8	66,107	2,691	1,883
9	68,798	2,800	1,960
10	71,598	2,914	2,040
11	74,512	3,033	2,123
12	77,545	3,156	2,209
13	80,701	3,285	2,299
14	83,985	3,418	2,393
15	87,403	3,557	2,490
16	90,961	3,702	2,591
17	94,663	3,853	2,697
18	98,515	4,010	2,807
19	102,525	4,173	2,921
20	106,698	4,343	3,040
	TOTAL	$61,040	$42,728

LOCAL CD

AFENA

3.14%

$50,000

48 Month

Credit Union

3.85x (National Avg. - 0.82%)

$250

SCENARIO

Year	Rate 3.14%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,570	1,099
2	51,570	1,619	1,134
3	53,189	1,670	1,169
4	54,859	1,723	1,206
5	56,582	1,777	1,244
6	58,359	1,832	1,283
7	60,191	1,890	1,323
8	62,081	1,949	1,365
9	64,031	2,011	1,407
10	66,041	2,074	1,452
11	68,115	2,139	1,497
12	70,254	2,206	1,544
13	72,460	2,275	1,593
14	74,735	2,347	1,643
15	77,081	2,420	1,694
16	79,502	2,496	1,747
17	81,998	2,575	1,802
18	84,573	2,656	1,859
19	87,228	2,739	1,917
20	89,967	2,825	1,977
	TOTAL	$42,792	$29,955

All calculations are for demonstration purposes only.

Featured CD Rates

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My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
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ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
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Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from MidFirst Bank with 0.25% - April 2025

Long-Term Analysis of MidFirst Bank with 0.25% APY and AFENA with 2.84% APY and AFENA with 4.07% APY and AFENA with 3.14% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from MidFirst Bank with 0.25% - April 2025