This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 600 | 420 |
| 2 | 50,600 | 607 | 425 |
| 3 | 51,207 | 614 | 430 |
| 4 | 51,822 | 622 | 435 |
| 5 | 52,444 | 629 | 441 |
| 6 | 53,073 | 637 | 446 |
| 7 | 53,710 | 645 | 451 |
| 8 | 54,354 | 652 | 457 |
| 9 | 55,007 | 660 | 462 |
| 10 | 55,667 | 668 | 468 |
| 11 | 56,335 | 676 | 473 |
| 12 | 57,011 | 684 | 479 |
| 13 | 57,695 | 692 | 485 |
| 14 | 58,387 | 701 | 490 |
| 15 | 59,088 | 709 | 496 |
| 16 | 59,797 | 718 | 502 |
| 17 | 60,514 | 726 | 508 |
| 18 | 61,240 | 735 | 514 |
| 19 | 61,975 | 744 | 521 |
| 20 | 62,719 | 753 | 527 |
| TOTAL | $13,472 | $9,430 |
| Year | Rate 1.22% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 610 | 427 |
| 2 | 50,610 | 617 | 432 |
| 3 | 51,227 | 625 | 437 |
| 4 | 51,852 | 633 | 443 |
| 5 | 52,485 | 640 | 448 |
| 6 | 53,125 | 648 | 454 |
| 7 | 53,773 | 656 | 459 |
| 8 | 54,429 | 664 | 465 |
| 9 | 55,094 | 672 | 470 |
| 10 | 55,766 | 680 | 476 |
| 11 | 56,446 | 689 | 482 |
| 12 | 57,135 | 697 | 488 |
| 13 | 57,832 | 706 | 494 |
| 14 | 58,537 | 714 | 500 |
| 15 | 59,251 | 723 | 506 |
| 16 | 59,974 | 732 | 512 |
| 17 | 60,706 | 741 | 518 |
| 18 | 61,447 | 750 | 525 |
| 19 | 62,196 | 759 | 531 |
| 20 | 62,955 | 768 | 538 |
| TOTAL | $13,723 | $9,606 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25, 2024. |
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29, 2024. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4, 2024. |
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23, 2024. |
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4.65% |
$1,000 |
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Last change: ↓0.10% on September 22, 2024. |
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