This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,660 | 1,162 |
| 2 | 51,660 | 1,715 | 1,201 |
| 3 | 53,375 | 1,772 | 1,240 |
| 4 | 55,147 | 1,831 | 1,282 |
| 5 | 56,978 | 1,892 | 1,324 |
| 6 | 58,870 | 1,954 | 1,368 |
| 7 | 60,824 | 2,019 | 1,414 |
| 8 | 62,844 | 2,086 | 1,460 |
| 9 | 64,930 | 2,156 | 1,509 |
| 10 | 67,086 | 2,227 | 1,559 |
| 11 | 69,313 | 2,301 | 1,611 |
| 12 | 71,614 | 2,378 | 1,664 |
| 13 | 73,992 | 2,457 | 1,720 |
| 14 | 76,448 | 2,538 | 1,777 |
| 15 | 78,986 | 2,622 | 1,836 |
| 16 | 81,609 | 2,709 | 1,897 |
| 17 | 84,318 | 2,799 | 1,960 |
| 18 | 87,117 | 2,892 | 2,025 |
| 19 | 90,010 | 2,988 | 2,092 |
| 20 | 92,998 | 3,088 | 2,161 |
| TOTAL | $46,086 | $32,260 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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