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Comparison of Deposit Account from MEMBERS CHOICE with 0.60% - April 2025

Long-Term Analysis of MEMBERS CHOICE with 0.60% APY and Bank of Easton with 1.41% APY and Ridgewood Savings Bank with 3.35% APY and Austin Capital Bank SSB with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

MEMBERS CHOICE

0.60%

$50,000

24 Month

Credit Union

0.91x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

Bank of Easton

1.41%

$50,000

36 Month

Bank

1.87x (National Avg. - 0.75%)

$500

SCENARIO

Year	Rate 1.41%	Annual Interest	Annual Interest (After Tax)
1	50,000	705	494
2	50,705	715	500
3	51,420	725	508
4	52,145	735	515
5	52,880	746	522
6	53,626	756	529
7	54,382	767	537
8	55,149	778	544
9	55,926	789	552
10	56,715	800	560
11	57,515	811	568
12	58,326	822	576
13	59,148	834	584
14	59,982	846	592
15	60,828	858	600
16	61,685	870	609
17	62,555	882	617
18	63,437	894	626
19	64,332	907	635
20	65,239	920	644
	TOTAL	$16,159	$11,311

LOCAL CD

Ridgewood Savings Bank

3.35%

$50,000

36 Month

Bank

4.45x (National Avg. - 0.75%)

$100

SCENARIO

Year	Rate 3.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,675	1,173
2	51,675	1,731	1,212
3	53,406	1,789	1,252
4	55,195	1,849	1,294
5	57,044	1,911	1,338
6	58,955	1,975	1,383
7	60,930	2,041	1,429
8	62,971	2,110	1,477
9	65,081	2,180	1,526
10	67,261	2,253	1,577
11	69,514	2,329	1,630
12	71,843	2,407	1,685
13	74,250	2,487	1,741
14	76,737	2,571	1,799
15	79,308	2,657	1,860
16	81,965	2,746	1,922
17	84,711	2,838	1,986
18	87,548	2,933	2,053
19	90,481	3,031	2,122
20	93,512	3,133	2,193
	TOTAL	$46,645	$32,652

LOCAL CD

Austin Capital Bank SSB

0.75%

$50,000

24 Month

Bank

1.14x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.

Compare Savings vs. CDs Comparison of Deposit Account from MEMBERS CHOICE with 0.60% - April 2025

Long-Term Analysis of MEMBERS CHOICE with 0.60% APY and Bank of Easton with 1.41% APY and Ridgewood Savings Bank with 3.35% APY and Austin Capital Bank SSB with 0.75% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from MEMBERS CHOICE with 0.60% - April 2025