This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 100 | 70 |
| 2 | 50,100 | 100 | 70 |
| 3 | 50,200 | 100 | 70 |
| 4 | 50,301 | 101 | 70 |
| 5 | 50,401 | 101 | 71 |
| 6 | 50,502 | 101 | 71 |
| 7 | 50,603 | 101 | 71 |
| 8 | 50,704 | 101 | 71 |
| 9 | 50,806 | 102 | 71 |
| 10 | 50,907 | 102 | 71 |
| 11 | 51,009 | 102 | 71 |
| 12 | 51,111 | 102 | 72 |
| 13 | 51,213 | 102 | 72 |
| 14 | 51,316 | 103 | 72 |
| 15 | 51,418 | 103 | 72 |
| 16 | 51,521 | 103 | 72 |
| 17 | 51,624 | 103 | 72 |
| 18 | 51,727 | 103 | 72 |
| 19 | 51,831 | 104 | 73 |
| 20 | 51,935 | 104 | 73 |
| TOTAL | $2,038 | $1,427 |
| Year | Rate 0.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 175 | 123 |
| 2 | 50,175 | 176 | 123 |
| 3 | 50,351 | 176 | 123 |
| 4 | 50,527 | 177 | 124 |
| 5 | 50,704 | 177 | 124 |
| 6 | 50,881 | 178 | 125 |
| 7 | 51,059 | 179 | 125 |
| 8 | 51,238 | 179 | 126 |
| 9 | 51,417 | 180 | 126 |
| 10 | 51,597 | 181 | 126 |
| 11 | 51,778 | 181 | 127 |
| 12 | 51,959 | 182 | 127 |
| 13 | 52,141 | 182 | 128 |
| 14 | 52,323 | 183 | 128 |
| 15 | 52,507 | 184 | 129 |
| 16 | 52,690 | 184 | 129 |
| 17 | 52,875 | 185 | 130 |
| 18 | 53,060 | 186 | 130 |
| 19 | 53,245 | 186 | 130 |
| 20 | 53,432 | 187 | 131 |
| TOTAL | $3,619 | $2,533 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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