This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,598 | 1,119 |
| 2 | 51,598 | 1,649 | 1,154 |
| 3 | 53,247 | 1,702 | 1,191 |
| 4 | 54,949 | 1,756 | 1,229 |
| 5 | 56,705 | 1,812 | 1,269 |
| 6 | 58,517 | 1,870 | 1,309 |
| 7 | 60,388 | 1,930 | 1,351 |
| 8 | 62,318 | 1,992 | 1,394 |
| 9 | 64,309 | 2,055 | 1,439 |
| 10 | 66,364 | 2,121 | 1,485 |
| 11 | 68,486 | 2,189 | 1,532 |
| 12 | 70,674 | 2,259 | 1,581 |
| 13 | 72,933 | 2,331 | 1,632 |
| 14 | 75,264 | 2,405 | 1,684 |
| 15 | 77,669 | 2,482 | 1,738 |
| 16 | 80,152 | 2,562 | 1,793 |
| 17 | 82,713 | 2,644 | 1,850 |
| 18 | 85,357 | 2,728 | 1,910 |
| 19 | 88,085 | 2,815 | 1,971 |
| 20 | 90,900 | 2,905 | 2,034 |
| TOTAL | $43,805 | $30,664 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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