This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,547 | 1,083 |
| 2 | 51,547 | 1,594 | 1,116 |
| 3 | 53,141 | 1,644 | 1,151 |
| 4 | 54,784 | 1,694 | 1,186 |
| 5 | 56,479 | 1,747 | 1,223 |
| 6 | 58,226 | 1,801 | 1,261 |
| 7 | 60,027 | 1,857 | 1,300 |
| 8 | 61,883 | 1,914 | 1,340 |
| 9 | 63,797 | 1,973 | 1,381 |
| 10 | 65,771 | 2,034 | 1,424 |
| 11 | 67,805 | 2,097 | 1,468 |
| 12 | 69,902 | 2,162 | 1,513 |
| 13 | 72,064 | 2,229 | 1,560 |
| 14 | 74,293 | 2,298 | 1,609 |
| 15 | 76,591 | 2,369 | 1,658 |
| 16 | 78,960 | 2,442 | 1,710 |
| 17 | 81,402 | 2,518 | 1,762 |
| 18 | 83,920 | 2,596 | 1,817 |
| 19 | 86,516 | 2,676 | 1,873 |
| 20 | 89,192 | 2,759 | 1,931 |
| TOTAL | $41,950 | $29,365 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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