This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.43% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,214 | 849 |
| 2 | 51,214 | 1,243 | 870 |
| 3 | 52,456 | 1,273 | 891 |
| 4 | 53,730 | 1,304 | 913 |
| 5 | 55,034 | 1,336 | 935 |
| 6 | 56,369 | 1,368 | 958 |
| 7 | 57,737 | 1,401 | 981 |
| 8 | 59,139 | 1,435 | 1,005 |
| 9 | 60,574 | 1,470 | 1,029 |
| 10 | 62,044 | 1,506 | 1,054 |
| 11 | 63,550 | 1,542 | 1,080 |
| 12 | 65,092 | 1,580 | 1,106 |
| 13 | 66,672 | 1,618 | 1,133 |
| 14 | 68,290 | 1,657 | 1,160 |
| 15 | 69,948 | 1,698 | 1,188 |
| 16 | 71,645 | 1,739 | 1,217 |
| 17 | 73,384 | 1,781 | 1,247 |
| 18 | 75,165 | 1,824 | 1,277 |
| 19 | 76,989 | 1,869 | 1,308 |
| 20 | 78,858 | 1,914 | 1,340 |
| TOTAL | $30,772 | $21,540 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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