This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,162 | 813 |
| 2 | 51,162 | 1,189 | 832 |
| 3 | 52,351 | 1,217 | 852 |
| 4 | 53,568 | 1,245 | 871 |
| 5 | 54,813 | 1,274 | 892 |
| 6 | 56,086 | 1,303 | 912 |
| 7 | 57,390 | 1,334 | 934 |
| 8 | 58,724 | 1,365 | 955 |
| 9 | 60,088 | 1,396 | 978 |
| 10 | 61,485 | 1,429 | 1,000 |
| 11 | 62,914 | 1,462 | 1,023 |
| 12 | 64,376 | 1,496 | 1,047 |
| 13 | 65,872 | 1,531 | 1,072 |
| 14 | 67,403 | 1,566 | 1,097 |
| 15 | 68,969 | 1,603 | 1,122 |
| 16 | 70,572 | 1,640 | 1,148 |
| 17 | 72,212 | 1,678 | 1,175 |
| 18 | 73,890 | 1,717 | 1,202 |
| 19 | 75,608 | 1,757 | 1,230 |
| 20 | 77,365 | 1,798 | 1,259 |
| TOTAL | $29,163 | $20,414 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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