This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,060 | 742 |
| 2 | 51,060 | 1,082 | 758 |
| 3 | 52,142 | 1,105 | 774 |
| 4 | 53,248 | 1,129 | 790 |
| 5 | 54,377 | 1,153 | 807 |
| 6 | 55,530 | 1,177 | 824 |
| 7 | 56,707 | 1,202 | 842 |
| 8 | 57,909 | 1,228 | 859 |
| 9 | 59,137 | 1,254 | 878 |
| 10 | 60,390 | 1,280 | 896 |
| 11 | 61,671 | 1,307 | 915 |
| 12 | 62,978 | 1,335 | 935 |
| 13 | 64,313 | 1,363 | 954 |
| 14 | 65,677 | 1,392 | 975 |
| 15 | 67,069 | 1,422 | 995 |
| 16 | 68,491 | 1,452 | 1,016 |
| 17 | 69,943 | 1,483 | 1,038 |
| 18 | 71,426 | 1,514 | 1,060 |
| 19 | 72,940 | 1,546 | 1,082 |
| 20 | 74,486 | 1,579 | 1,105 |
| TOTAL | $26,065 | $18,246 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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