This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.89% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,444 | 1,011 |
| 2 | 51,444 | 1,486 | 1,040 |
| 3 | 52,930 | 1,529 | 1,070 |
| 4 | 54,458 | 1,573 | 1,101 |
| 5 | 56,031 | 1,618 | 1,133 |
| 6 | 57,649 | 1,665 | 1,165 |
| 7 | 59,314 | 1,713 | 1,199 |
| 8 | 61,027 | 1,762 | 1,234 |
| 9 | 62,790 | 1,813 | 1,269 |
| 10 | 64,603 | 1,866 | 1,306 |
| 11 | 66,469 | 1,920 | 1,344 |
| 12 | 68,388 | 1,975 | 1,383 |
| 13 | 70,363 | 2,032 | 1,422 |
| 14 | 72,395 | 2,091 | 1,464 |
| 15 | 74,486 | 2,151 | 1,506 |
| 16 | 76,637 | 2,213 | 1,549 |
| 17 | 78,851 | 2,277 | 1,594 |
| 18 | 81,128 | 2,343 | 1,640 |
| 19 | 83,471 | 2,411 | 1,687 |
| 20 | 85,882 | 2,480 | 1,736 |
| TOTAL | $38,362 | $26,853 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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