This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.58% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,290 | 903 |
| 2 | 51,290 | 1,323 | 926 |
| 3 | 52,613 | 1,357 | 950 |
| 4 | 53,971 | 1,392 | 975 |
| 5 | 55,363 | 1,428 | 1,000 |
| 6 | 56,792 | 1,465 | 1,026 |
| 7 | 58,257 | 1,503 | 1,052 |
| 8 | 59,760 | 1,542 | 1,079 |
| 9 | 61,302 | 1,582 | 1,107 |
| 10 | 62,883 | 1,622 | 1,136 |
| 11 | 64,506 | 1,664 | 1,165 |
| 12 | 66,170 | 1,707 | 1,195 |
| 13 | 67,877 | 1,751 | 1,226 |
| 14 | 69,628 | 1,796 | 1,257 |
| 15 | 71,425 | 1,843 | 1,290 |
| 16 | 73,267 | 1,890 | 1,323 |
| 17 | 75,158 | 1,939 | 1,357 |
| 18 | 77,097 | 1,989 | 1,392 |
| 19 | 79,086 | 2,040 | 1,428 |
| 20 | 81,126 | 2,093 | 1,465 |
| TOTAL | $33,219 | $23,253 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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