This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,188 | 831 |
| 2 | 51,188 | 1,216 | 851 |
| 3 | 52,403 | 1,245 | 871 |
| 4 | 53,648 | 1,274 | 892 |
| 5 | 54,922 | 1,304 | 913 |
| 6 | 56,226 | 1,335 | 935 |
| 7 | 57,562 | 1,367 | 957 |
| 8 | 58,929 | 1,400 | 980 |
| 9 | 60,328 | 1,433 | 1,003 |
| 10 | 61,761 | 1,467 | 1,027 |
| 11 | 63,228 | 1,502 | 1,051 |
| 12 | 64,730 | 1,537 | 1,076 |
| 13 | 66,267 | 1,574 | 1,102 |
| 14 | 67,841 | 1,611 | 1,128 |
| 15 | 69,452 | 1,649 | 1,155 |
| 16 | 71,101 | 1,689 | 1,182 |
| 17 | 72,790 | 1,729 | 1,210 |
| 18 | 74,519 | 1,770 | 1,239 |
| 19 | 76,289 | 1,812 | 1,268 |
| 20 | 78,101 | 1,855 | 1,298 |
| TOTAL | $29,955 | $20,969 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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