This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.48% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,239 | 867 |
| 2 | 51,239 | 1,270 | 889 |
| 3 | 52,509 | 1,301 | 911 |
| 4 | 53,810 | 1,333 | 933 |
| 5 | 55,143 | 1,366 | 957 |
| 6 | 56,510 | 1,400 | 980 |
| 7 | 57,910 | 1,435 | 1,005 |
| 8 | 59,345 | 1,471 | 1,029 |
| 9 | 60,816 | 1,507 | 1,055 |
| 10 | 62,323 | 1,544 | 1,081 |
| 11 | 63,867 | 1,583 | 1,108 |
| 12 | 65,450 | 1,622 | 1,135 |
| 13 | 67,071 | 1,662 | 1,163 |
| 14 | 68,733 | 1,703 | 1,192 |
| 15 | 70,437 | 1,745 | 1,222 |
| 16 | 72,182 | 1,789 | 1,252 |
| 17 | 73,971 | 1,833 | 1,283 |
| 18 | 75,804 | 1,878 | 1,315 |
| 19 | 77,682 | 1,925 | 1,347 |
| 20 | 79,607 | 1,973 | 1,381 |
| TOTAL | $31,580 | $22,106 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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