This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.22% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,111 | 778 |
| 2 | 51,111 | 1,136 | 795 |
| 3 | 52,247 | 1,161 | 813 |
| 4 | 53,408 | 1,187 | 831 |
| 5 | 54,594 | 1,213 | 849 |
| 6 | 55,807 | 1,240 | 868 |
| 7 | 57,047 | 1,268 | 887 |
| 8 | 58,315 | 1,296 | 907 |
| 9 | 59,611 | 1,325 | 927 |
| 10 | 60,935 | 1,354 | 948 |
| 11 | 62,289 | 1,384 | 969 |
| 12 | 63,673 | 1,415 | 990 |
| 13 | 65,088 | 1,446 | 1,012 |
| 14 | 66,534 | 1,478 | 1,035 |
| 15 | 68,013 | 1,511 | 1,058 |
| 16 | 69,524 | 1,545 | 1,081 |
| 17 | 71,069 | 1,579 | 1,105 |
| 18 | 72,648 | 1,614 | 1,130 |
| 19 | 74,262 | 1,650 | 1,155 |
| 20 | 75,912 | 1,687 | 1,181 |
| TOTAL | $27,599 | $19,319 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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