This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.61% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 806 | 564 |
| 2 | 50,806 | 819 | 573 |
| 3 | 51,625 | 832 | 583 |
| 4 | 52,457 | 846 | 592 |
| 5 | 53,303 | 859 | 601 |
| 6 | 54,162 | 873 | 611 |
| 7 | 55,035 | 887 | 621 |
| 8 | 55,922 | 901 | 631 |
| 9 | 56,824 | 916 | 641 |
| 10 | 57,740 | 931 | 652 |
| 11 | 58,671 | 946 | 662 |
| 12 | 59,616 | 961 | 673 |
| 13 | 60,577 | 977 | 684 |
| 14 | 61,554 | 992 | 695 |
| 15 | 62,546 | 1,008 | 706 |
| 16 | 63,554 | 1,024 | 717 |
| 17 | 64,579 | 1,041 | 729 |
| 18 | 65,620 | 1,058 | 740 |
| 19 | 66,678 | 1,075 | 752 |
| 20 | 67,752 | 1,092 | 765 |
| TOTAL | $18,845 | $13,191 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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