This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.90% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 950 | 665 |
| 2 | 50,950 | 968 | 678 |
| 3 | 51,918 | 986 | 691 |
| 4 | 52,904 | 1,005 | 704 |
| 5 | 53,910 | 1,024 | 717 |
| 6 | 54,934 | 1,044 | 731 |
| 7 | 55,978 | 1,064 | 745 |
| 8 | 57,041 | 1,084 | 759 |
| 9 | 58,125 | 1,104 | 773 |
| 10 | 59,229 | 1,125 | 788 |
| 11 | 60,355 | 1,147 | 803 |
| 12 | 61,502 | 1,169 | 818 |
| 13 | 62,670 | 1,191 | 834 |
| 14 | 63,861 | 1,213 | 849 |
| 15 | 65,074 | 1,236 | 865 |
| 16 | 66,311 | 1,260 | 882 |
| 17 | 67,570 | 1,284 | 899 |
| 18 | 68,854 | 1,308 | 916 |
| 19 | 70,163 | 1,333 | 933 |
| 20 | 71,496 | 1,358 | 951 |
| TOTAL | $22,854 | $15,998 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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