This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.73% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,865 | 1,306 |
| 2 | 51,865 | 1,935 | 1,354 |
| 3 | 53,800 | 2,007 | 1,405 |
| 4 | 55,806 | 2,082 | 1,457 |
| 5 | 57,888 | 2,159 | 1,511 |
| 6 | 60,047 | 2,240 | 1,568 |
| 7 | 62,287 | 2,323 | 1,626 |
| 8 | 64,610 | 2,410 | 1,687 |
| 9 | 67,020 | 2,500 | 1,750 |
| 10 | 69,520 | 2,593 | 1,815 |
| 11 | 72,113 | 2,690 | 1,883 |
| 12 | 74,803 | 2,790 | 1,953 |
| 13 | 77,593 | 2,894 | 2,026 |
| 14 | 80,487 | 3,002 | 2,102 |
| 15 | 83,489 | 3,114 | 2,180 |
| 16 | 86,604 | 3,230 | 2,261 |
| 17 | 89,834 | 3,351 | 2,346 |
| 18 | 93,185 | 3,476 | 2,433 |
| 19 | 96,660 | 3,605 | 2,524 |
| 20 | 100,266 | 3,740 | 2,618 |
| TOTAL | $54,006 | $37,804 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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