This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.97% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,485 | 1,040 |
| 2 | 51,485 | 1,529 | 1,070 |
| 3 | 53,014 | 1,575 | 1,102 |
| 4 | 54,589 | 1,621 | 1,135 |
| 5 | 56,210 | 1,669 | 1,169 |
| 6 | 57,879 | 1,719 | 1,203 |
| 7 | 59,598 | 1,770 | 1,239 |
| 8 | 61,368 | 1,823 | 1,276 |
| 9 | 63,191 | 1,877 | 1,314 |
| 10 | 65,068 | 1,933 | 1,353 |
| 11 | 67,000 | 1,990 | 1,393 |
| 12 | 68,990 | 2,049 | 1,434 |
| 13 | 71,039 | 2,110 | 1,477 |
| 14 | 73,149 | 2,173 | 1,521 |
| 15 | 75,322 | 2,237 | 1,566 |
| 16 | 77,559 | 2,303 | 1,612 |
| 17 | 79,862 | 2,372 | 1,660 |
| 18 | 82,234 | 2,442 | 1,710 |
| 19 | 84,676 | 2,515 | 1,760 |
| 20 | 87,191 | 2,590 | 1,813 |
| TOTAL | $39,781 | $27,847 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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