This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.72% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,360 | 1,652 |
| 2 | 52,360 | 2,471 | 1,730 |
| 3 | 54,831 | 2,588 | 1,812 |
| 4 | 57,419 | 2,710 | 1,897 |
| 5 | 60,130 | 2,838 | 1,987 |
| 6 | 62,968 | 2,972 | 2,080 |
| 7 | 65,940 | 3,112 | 2,179 |
| 8 | 69,052 | 3,259 | 2,281 |
| 9 | 72,311 | 3,413 | 2,389 |
| 10 | 75,725 | 3,574 | 2,502 |
| 11 | 79,299 | 3,743 | 2,620 |
| 12 | 83,042 | 3,920 | 2,744 |
| 13 | 86,961 | 4,105 | 2,873 |
| 14 | 91,066 | 4,298 | 3,009 |
| 15 | 95,364 | 4,501 | 3,151 |
| 16 | 99,865 | 4,714 | 3,300 |
| 17 | 104,579 | 4,936 | 3,455 |
| 18 | 109,515 | 5,169 | 3,618 |
| 19 | 114,684 | 5,413 | 3,789 |
| 20 | 120,097 | 5,669 | 3,968 |
| TOTAL | $75,766 | $53,036 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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