This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
| Year | Rate 0.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 301 | 211 |
| 2 | 50,301 | 303 | 212 |
| 3 | 50,604 | 305 | 213 |
| 4 | 50,908 | 306 | 215 |
| 5 | 51,215 | 308 | 216 |
| 6 | 51,523 | 310 | 217 |
| 7 | 51,833 | 312 | 218 |
| 8 | 52,145 | 314 | 220 |
| 9 | 52,459 | 316 | 221 |
| 10 | 52,775 | 318 | 222 |
| 11 | 53,093 | 320 | 224 |
| 12 | 53,412 | 322 | 225 |
| 13 | 53,734 | 323 | 226 |
| 14 | 54,058 | 325 | 228 |
| 15 | 54,383 | 327 | 229 |
| 16 | 54,710 | 329 | 231 |
| 17 | 55,040 | 331 | 232 |
| 18 | 55,371 | 333 | 233 |
| 19 | 55,704 | 335 | 235 |
| 20 | 56,040 | 337 | 236 |
| TOTAL | $6,377 | $4,464 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.60% |
$1,000 |
Learn More | |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.55% |
$50,000 |
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|
Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$25,000 |
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|
Last change: ↓0.10% on February 17. |
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|
|
4.50% |
$25,000 |
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|
Last change: ↓0.85% on August 7, 2024. |
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