This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.89% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,445 | 1,712 |
| 2 | 52,445 | 2,565 | 1,795 |
| 3 | 55,010 | 2,690 | 1,883 |
| 4 | 57,700 | 2,822 | 1,975 |
| 5 | 60,521 | 2,959 | 2,072 |
| 6 | 63,481 | 3,104 | 2,173 |
| 7 | 66,585 | 3,256 | 2,279 |
| 8 | 69,841 | 3,415 | 2,391 |
| 9 | 73,256 | 3,582 | 2,508 |
| 10 | 76,838 | 3,757 | 2,630 |
| 11 | 80,596 | 3,941 | 2,759 |
| 12 | 84,537 | 4,134 | 2,894 |
| 13 | 88,670 | 4,336 | 3,035 |
| 14 | 93,006 | 4,548 | 3,184 |
| 15 | 97,554 | 4,770 | 3,339 |
| 16 | 102,325 | 5,004 | 3,503 |
| 17 | 107,329 | 5,248 | 3,674 |
| 18 | 112,577 | 5,505 | 3,854 |
| 19 | 118,082 | 5,774 | 4,042 |
| 20 | 123,856 | 6,057 | 4,240 |
| TOTAL | $79,913 | $55,939 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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