This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.82% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 910 | 637 |
| 2 | 50,910 | 927 | 649 |
| 3 | 51,837 | 943 | 660 |
| 4 | 52,780 | 961 | 672 |
| 5 | 53,741 | 978 | 685 |
| 6 | 54,719 | 996 | 697 |
| 7 | 55,715 | 1,014 | 710 |
| 8 | 56,729 | 1,032 | 723 |
| 9 | 57,761 | 1,051 | 736 |
| 10 | 58,812 | 1,070 | 749 |
| 11 | 59,883 | 1,090 | 763 |
| 12 | 60,973 | 1,110 | 777 |
| 13 | 62,082 | 1,130 | 791 |
| 14 | 63,212 | 1,150 | 805 |
| 15 | 64,363 | 1,171 | 820 |
| 16 | 65,534 | 1,193 | 835 |
| 17 | 66,727 | 1,214 | 850 |
| 18 | 67,941 | 1,237 | 866 |
| 19 | 69,178 | 1,259 | 881 |
| 20 | 70,437 | 1,282 | 897 |
| TOTAL | $21,719 | $15,203 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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