This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.47% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,235 | 1,565 |
| 2 | 52,235 | 2,335 | 1,634 |
| 3 | 54,570 | 2,439 | 1,707 |
| 4 | 57,009 | 2,548 | 1,784 |
| 5 | 59,557 | 2,662 | 1,864 |
| 6 | 62,220 | 2,781 | 1,947 |
| 7 | 65,001 | 2,906 | 2,034 |
| 8 | 67,906 | 3,035 | 2,125 |
| 9 | 70,942 | 3,171 | 2,220 |
| 10 | 74,113 | 3,313 | 2,319 |
| 11 | 77,426 | 3,461 | 2,423 |
| 12 | 80,887 | 3,616 | 2,531 |
| 13 | 84,502 | 3,777 | 2,644 |
| 14 | 88,280 | 3,946 | 2,762 |
| 15 | 92,226 | 4,122 | 2,886 |
| 16 | 96,348 | 4,307 | 3,015 |
| 17 | 100,655 | 4,499 | 3,149 |
| 18 | 105,154 | 4,700 | 3,290 |
| 19 | 109,855 | 4,911 | 3,437 |
| 20 | 114,765 | 5,130 | 3,591 |
| TOTAL | $69,895 | $48,927 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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