This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,550 | 1,785 |
| 2 | 52,550 | 2,680 | 1,876 |
| 3 | 55,230 | 2,817 | 1,972 |
| 4 | 58,047 | 2,960 | 2,072 |
| 5 | 61,007 | 3,111 | 2,178 |
| 6 | 64,119 | 3,270 | 2,289 |
| 7 | 67,389 | 3,437 | 2,406 |
| 8 | 70,825 | 3,612 | 2,528 |
| 9 | 74,437 | 3,796 | 2,657 |
| 10 | 78,234 | 3,990 | 2,793 |
| 11 | 82,224 | 4,193 | 2,935 |
| 12 | 86,417 | 4,407 | 3,085 |
| 13 | 90,824 | 4,632 | 3,242 |
| 14 | 95,456 | 4,868 | 3,408 |
| 15 | 100,325 | 5,117 | 3,582 |
| 16 | 105,441 | 5,378 | 3,764 |
| 17 | 110,819 | 5,652 | 3,956 |
| 18 | 116,471 | 5,940 | 4,158 |
| 19 | 122,411 | 6,243 | 4,370 |
| 20 | 128,654 | 6,561 | 4,593 |
| TOTAL | $85,215 | $59,650 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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