This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 825 | 578 |
| 2 | 50,825 | 839 | 587 |
| 3 | 51,664 | 852 | 597 |
| 4 | 52,516 | 867 | 607 |
| 5 | 53,383 | 881 | 617 |
| 6 | 54,263 | 895 | 627 |
| 7 | 55,159 | 910 | 637 |
| 8 | 56,069 | 925 | 648 |
| 9 | 56,994 | 940 | 658 |
| 10 | 57,934 | 956 | 669 |
| 11 | 58,890 | 972 | 680 |
| 12 | 59,862 | 988 | 691 |
| 13 | 60,850 | 1,004 | 703 |
| 14 | 61,854 | 1,021 | 714 |
| 15 | 62,874 | 1,037 | 726 |
| 16 | 63,912 | 1,055 | 738 |
| 17 | 64,966 | 1,072 | 750 |
| 18 | 66,038 | 1,090 | 763 |
| 19 | 67,128 | 1,108 | 775 |
| 20 | 68,235 | 1,126 | 788 |
| TOTAL | $19,361 | $13,553 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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