This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.19% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 595 | 417 |
| 2 | 50,595 | 602 | 421 |
| 3 | 51,197 | 609 | 426 |
| 4 | 51,806 | 616 | 432 |
| 5 | 52,423 | 624 | 437 |
| 6 | 53,047 | 631 | 442 |
| 7 | 53,678 | 639 | 447 |
| 8 | 54,317 | 646 | 452 |
| 9 | 54,963 | 654 | 458 |
| 10 | 55,617 | 662 | 463 |
| 11 | 56,279 | 670 | 469 |
| 12 | 56,949 | 678 | 474 |
| 13 | 57,626 | 686 | 480 |
| 14 | 58,312 | 694 | 486 |
| 15 | 59,006 | 702 | 492 |
| 16 | 59,708 | 711 | 497 |
| 17 | 60,419 | 719 | 503 |
| 18 | 61,138 | 728 | 509 |
| 19 | 61,865 | 736 | 515 |
| 20 | 62,601 | 745 | 521 |
| TOTAL | $13,346 | $9,342 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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