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Comparison of Deposit Account from LENCO with 1.21% - April 2025


Long-Term Analysis of SOUTHERN SECURITY with 0.85% APY and DENVER COMMUNITY CU D.B.A. ZING CU with 3.65% APY and INTERSTATE UNLIMITED with 1.00% APY and POWERCO with 1.01% APY and JUSTICE with 0.97% APY and MAZUMA with 0.50% APY and MAZUMA with 0.60% APY and MAZUMA with 0.70% APY and MAZUMA with 0.50% APY and DESCO with 0.90% APY and TRI-COUNTY with 0.75% APY and COMMUNITY FINANCIAL with 0.11% APY and COMMUNITY FINANCIAL with 0.10% APY and WEXFORD COMMUNITY with 0.75% APY and WEXFORD COMMUNITY with 0.20% APY and LENCO with 1.21% APY and HOLYOKE COMMUNITY with 0.70% APY and YOUR LEGACY with 0.40% APY and AMARILLO COMMUNITY with 1.00% APY and Harmony Bank with 3.95% APY and FIRST SERVICE with 1.20% APY and N A E with 0.25% APY and NUMERICA with 0.40% APY and RIPCO with 0.80% APY and CAMPCO with 1.00% APY and DIGITAL with 1.77% APY and PUBLIX EMPLOYEES with 2.52% APY and HUGHES with 4.71% APY and HUGHES with 4.65% APY and HUGHES with 4.92% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    SOUTHERN SECURITY
    0.85%
    -
    $50,000
    60 Month
    Credit Union
    0.93x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 2
    LOCAL CD
    DENVER COMMUNITY CU D.B.A. ZING CU
    3.65%
    -
    $50,000
    48 Month
    Credit Union
    4.48x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    3.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,825 1,278
    2 51,825 1,892 1,324
    3 53,717 1,961 1,372
    4 55,677 2,032 1,423
    5 57,709 2,106 1,474
    6 59,816 2,183 1,528
    7 61,999 2,263 1,584
    8 64,262 2,346 1,642
    9 66,608 2,431 1,702
    10 69,039 2,520 1,764
    11 71,559 2,612 1,828
    12 74,171 2,707 1,895
    13 76,878 2,806 1,964
    14 79,684 2,908 2,036
    15 82,592 3,015 2,110
    16 85,607 3,125 2,187
    17 88,732 3,239 2,267
    18 91,970 3,357 2,350
    19 95,327 3,479 2,436
    20 98,807 3,606 2,525
    TOTAL $52,413 $36,689
  • 3
    LOCAL CD
    INTERSTATE UNLIMITED
    1.00%
    -
    $50,000
    24 Month
    Credit Union
    1.52x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 4
    LOCAL CD
    POWERCO
    1.01%
    -
    $50,000
    36 Month
    Credit Union
    1.34x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    1.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 505 354
    2 50,505 510 357
    3 51,015 515 361
    4 51,530 520 364
    5 52,051 526 368
    6 52,577 531 372
    7 53,108 536 375
    8 53,644 542 379
    9 54,186 547 383
    10 54,733 553 387
    11 55,286 558 391
    12 55,844 564 395
    13 56,408 570 399
    14 56,978 575 403
    15 57,553 581 407
    16 58,135 587 411
    17 58,722 593 415
    18 59,315 599 419
    19 59,914 605 424
    20 60,519 611 428
    TOTAL $11,130 $7,791
  • 5
    LOCAL CD
    JUSTICE
    0.97%
    -
    $50,000
    60 Month
    Credit Union
    1.06x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.97%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 486 340
    2 50,486 490 343
    3 50,976 495 346
    4 51,471 500 350
    5 51,970 505 353
    6 52,475 510 357
    7 52,985 514 360
    8 53,499 519 364
    9 54,019 525 367
    10 54,543 530 371
    11 55,073 535 374
    12 55,607 540 378
    13 56,147 545 382
    14 56,693 550 385
    15 57,243 556 389
    16 57,799 561 393
    17 58,360 567 397
    18 58,927 572 401
    19 59,499 578 404
    20 60,077 583 408
    TOTAL $10,660 $7,462
  • 6
    LOCAL CD
    MAZUMA
    0.50%
    -
    $50,000
    12 Month
    Credit Union
    0.91x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 7
    LOCAL CD
    MAZUMA
    0.60%
    -
    $50,000
    24 Month
    Credit Union
    0.91x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 8
    LOCAL CD
    MAZUMA
    0.70%
    -
    $50,000
    48 Month
    Credit Union
    0.86x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 9
    LOCAL CD
    MAZUMA
    0.50%
    -
    $50,000
    6 Month
    Credit Union
    1.23x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 10
    LOCAL CD
    DESCO
    0.90%
    -
    $50,000
    24 Month
    Credit Union
    1.36x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 11
    LOCAL CD
    TRI-COUNTY
    0.75%
    -
    $50,000
    24 Month
    Credit Union
    1.14x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 12
    LOCAL CD
    COMMUNITY FINANCIAL
    0.11%
    -
    $50,000
    48 Month
    Credit Union
    0.13x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 55 39
    2 50,055 55 39
    3 50,110 55 39
    4 50,165 55 39
    5 50,220 55 39
    6 50,276 55 39
    7 50,331 55 39
    8 50,386 55 39
    9 50,442 55 39
    10 50,497 56 39
    11 50,553 56 39
    12 50,608 56 39
    13 50,664 56 39
    14 50,720 56 39
    15 50,776 56 39
    16 50,831 56 39
    17 50,887 56 39
    18 50,943 56 39
    19 50,999 56 39
    20 51,055 56 39
    TOTAL $1,112 $778
  • 13
    LOCAL CD
    COMMUNITY FINANCIAL
    0.10%
    -
    $50,000
    6 Month
    Credit Union
    0.25x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 14
    LOCAL CD
    WEXFORD COMMUNITY
    0.75%
    -
    $50,000
    24 Month
    Credit Union
    1.14x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 15
    LOCAL CD
    WEXFORD COMMUNITY
    0.20%
    -
    $50,000
    6 Month
    Credit Union
    0.49x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 16
    LOCAL CD
    LENCO
    1.21%
    -
    $50,000
    60 Month
    Credit Union
    1.32x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.21%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 605 424
    2 50,605 612 429
    3 51,217 620 434
    4 51,837 627 439
    5 52,464 635 444
    6 53,099 642 450
    7 53,742 650 455
    8 54,392 658 461
    9 55,050 666 466
    10 55,716 674 472
    11 56,390 682 478
    12 57,073 691 483
    13 57,763 699 489
    14 58,462 707 495
    15 59,170 716 501
    16 59,885 725 507
    17 60,610 733 513
    18 61,343 742 520
    19 62,086 751 526
    20 62,837 760 532
    TOTAL $13,597 $9,518
  • 17
    LOCAL CD
    HOLYOKE COMMUNITY
    0.70%
    -
    $50,000
    24 Month
    Credit Union
    1.06x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 18
    LOCAL CD
    YOUR LEGACY
    0.40%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 201 140
    2 50,201 201 141
    3 50,402 202 141
    4 50,604 203 142
    5 50,807 204 143
    6 51,011 205 143
    7 51,215 205 144
    8 51,420 206 144
    9 51,627 207 145
    10 51,834 208 145
    11 52,042 209 146
    12 52,250 210 147
    13 52,460 210 147
    14 52,670 211 148
    15 52,881 212 148
    16 53,093 213 149
    17 53,306 214 150
    18 53,520 215 150
    19 53,735 215 151
    20 53,950 216 151
    TOTAL $4,166 $2,917
  • 19
    LOCAL CD
    AMARILLO COMMUNITY
    1.00%
    -
    $50,000
    60 Month
    Credit Union
    1.09x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 20
    LOCAL CD
    Harmony Bank
    3.95%
    -
    $50,000
    48 Month
    Bank
    4.85x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    3.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,975 1,383
    2 51,975 2,053 1,437
    3 54,028 2,134 1,494
    4 56,162 2,218 1,553
    5 58,381 2,306 1,614
    6 60,687 2,397 1,678
    7 63,084 2,492 1,744
    8 65,575 2,590 1,813
    9 68,166 2,693 1,885
    10 70,858 2,799 1,959
    11 73,657 2,909 2,037
    12 76,567 3,024 2,117
    13 79,591 3,144 2,201
    14 82,735 3,268 2,288
    15 86,003 3,397 2,378
    16 89,400 3,531 2,472
    17 92,931 3,671 2,570
    18 96,602 3,816 2,671
    19 100,418 3,967 2,777
    20 104,384 4,123 2,886
    TOTAL $58,508 $40,955
  • 21
    LOCAL CD
    FIRST SERVICE
    1.20%
    -
    $50,000
    60 Month
    Credit Union
    1.31x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 600 420
    2 50,600 607 425
    3 51,207 614 430
    4 51,822 622 435
    5 52,444 629 441
    6 53,073 637 446
    7 53,710 645 451
    8 54,354 652 457
    9 55,007 660 462
    10 55,667 668 468
    11 56,335 676 473
    12 57,011 684 479
    13 57,695 692 485
    14 58,387 701 490
    15 59,088 709 496
    16 59,797 718 502
    17 60,514 726 508
    18 61,240 735 514
    19 61,975 744 521
    20 62,719 753 527
    TOTAL $13,472 $9,430
  • 22
    LOCAL CD
    N A E
    0.25%
    -
    $50,000
    24 Month
    Credit Union
    0.38x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 23
    LOCAL CD
    NUMERICA
    0.40%
    -
    $50,000
    12 Month
    Credit Union
    0.72x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 24
    LOCAL CD
    RIPCO
    0.80%
    -
    $50,000
    48 Month
    Credit Union
    0.98x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 400 280
    2 50,400 403 282
    3 50,803 406 284
    4 51,210 410 287
    5 51,619 413 289
    6 52,032 416 291
    7 52,449 420 294
    8 52,868 423 296
    9 53,291 426 298
    10 53,717 430 301
    11 54,147 433 303
    12 54,580 437 306
    13 55,017 440 308
    14 55,457 444 311
    15 55,901 447 313
    16 56,348 451 316
    17 56,799 454 318
    18 57,253 458 321
    19 57,711 462 323
    20 58,173 465 326
    TOTAL $8,638 $6,047
  • 25
    LOCAL CD
    CAMPCO
    1.00%
    -
    $50,000
    60 Month
    Credit Union
    1.09x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 26
    LOCAL MONEY MARKET
    DIGITAL
    1.77%
    -
    $50,000
    N.A.
    Credit Union
    1.93x (National Avg. - 0.92%)
    $1,000
     
    SCENARIO
    Year Rate
    1.77%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 885 620
    2 50,885 901 630
    3 51,786 917 642
    4 52,702 933 653
    5 53,635 949 665
    6 54,584 966 676
    7 55,551 983 688
    8 56,534 1,001 700
    9 57,534 1,018 713
    10 58,553 1,036 725
    11 59,589 1,055 738
    12 60,644 1,073 751
    13 61,717 1,092 765
    14 62,810 1,112 778
    15 63,921 1,131 792
    16 65,053 1,151 806
    17 66,204 1,172 820
    18 67,376 1,193 835
    19 68,569 1,214 850
    20 69,782 1,235 865
    TOTAL $21,018 $14,712
  • 27
    LOCAL CD
    PUBLIX EMPLOYEES
    2.52%
    -
    $50,000
    6 Month
    Credit Union
    6.21x (National Avg. - 0.41%)
    $500
     
    SCENARIO
    Year Rate
    2.52%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,260 882
    2 51,260 1,292 904
    3 52,552 1,324 927
    4 53,876 1,358 950
    5 55,234 1,392 974
    6 56,626 1,427 999
    7 58,053 1,463 1,024
    8 59,516 1,500 1,050
    9 61,015 1,538 1,076
    10 62,553 1,576 1,103
    11 64,129 1,616 1,131
    12 65,745 1,657 1,160
    13 67,402 1,699 1,189
    14 69,101 1,741 1,219
    15 70,842 1,785 1,250
    16 72,627 1,830 1,281
    17 74,457 1,876 1,313
    18 76,334 1,924 1,347
    19 78,257 1,972 1,380
    20 80,229 2,022 1,415
    TOTAL $32,251 $22,576
  • 28
    LOCAL CD
    HUGHES
    4.71%
    -
    $50,000
    29 Month
    Credit Union
    N.A.
    $99,000
     
    SCENARIO
    Year Rate
    4.71%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,355 1,649
    2 52,355 2,466 1,726
    3 54,821 2,582 1,807
    4 57,403 2,704 1,893
    5 60,107 2,831 1,982
    6 62,938 2,964 2,075
    7 65,902 3,104 2,173
    8 69,006 3,250 2,275
    9 72,256 3,403 2,382
    10 75,659 3,564 2,494
    11 79,223 3,731 2,612
    12 82,954 3,907 2,735
    13 86,862 4,091 2,864
    14 90,953 4,284 2,999
    15 95,237 4,486 3,140
    16 99,722 4,697 3,288
    17 104,419 4,918 3,443
    18 109,337 5,150 3,605
    19 114,487 5,392 3,775
    20 119,880 5,646 3,952
    TOTAL $75,526 $52,868
  • 29
    LOCAL CD
    HUGHES
    4.65%
    -
    $50,000
    29 Month
    Credit Union
    N.A.
    $50,000
     
    SCENARIO
    Year Rate
    4.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,325 1,628
    2 52,325 2,433 1,703
    3 54,758 2,546 1,782
    4 57,304 2,665 1,865
    5 59,969 2,789 1,952
    6 62,758 2,918 2,043
    7 65,676 3,054 2,138
    8 68,730 3,196 2,237
    9 71,926 3,345 2,341
    10 75,270 3,500 2,450
    11 78,770 3,663 2,564
    12 82,433 3,833 2,683
    13 86,266 4,011 2,808
    14 90,278 4,198 2,939
    15 94,476 4,393 3,075
    16 98,869 4,597 3,218
    17 103,466 4,811 3,368
    18 108,277 5,035 3,524
    19 113,312 5,269 3,688
    20 118,581 5,514 3,860
    TOTAL $74,095 $51,867
  • 30
    LOCAL CD
    HUGHES
    4.92%
    -
    $50,000
    36 Month
    Credit Union
    6.53x (National Avg. - 0.75%)
    $50,000
     
    SCENARIO
    Year Rate
    4.92%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,460 1,722
    2 52,460 2,581 1,807
    3 55,041 2,708 1,896
    4 57,749 2,841 1,989
    5 60,590 2,981 2,087
    6 63,571 3,128 2,189
    7 66,699 3,282 2,297
    8 69,981 3,443 2,410
    9 73,424 3,612 2,529
    10 77,036 3,790 2,653
    11 80,826 3,977 2,784
    12 84,803 4,172 2,921
    13 88,975 4,378 3,064
    14 93,353 4,593 3,215
    15 97,946 4,819 3,373
    16 102,765 5,056 3,539
    17 107,821 5,305 3,713
    18 113,126 5,566 3,896
    19 118,691 5,840 4,088
    20 124,531 6,127 4,289
    TOTAL $80,658 $56,461

    All calculations are for demonstration purposes only.

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