Compare Savings vs. CDs
Comparison of Deposit Account from LAKEVIEW with 0.60% - April 2025


Long-Term Analysis of Liberty Bank with 0.41% APY and NORTHWEST ARKANSAS with 0.45% APY and LAKEVIEW with 0.60% APY and Leader Bank, National Association with 4.35% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.41%
    -
    $50,000
    18 Month
    Bank
    0.71x (National Avg. - 0.58%)
    $1,000
     
    SCENARIO
    Year Rate
    0.41%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 205 144
    2 50,205 206 144
    3 50,411 207 145
    4 50,618 208 145
    5 50,825 208 146
    6 51,033 209 146
    7 51,243 210 147
    8 51,453 211 148
    9 51,664 212 148
    10 51,876 213 149
    11 52,088 214 149
    12 52,302 214 150
    13 52,516 215 151
    14 52,732 216 151
    15 52,948 217 152
    16 53,165 218 153
    17 53,383 219 153
    18 53,602 220 154
    19 53,821 221 154
    20 54,042 222 155
    TOTAL $4,264 $2,985
  • 2
    LOCAL CD
    0.45%
    -
    $50,000
    12 Month
    Credit Union
    0.82x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.45%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288
  • 3
    LOCAL CD
    0.60%
    -
    $50,000
    24 Month
    Credit Union
    0.91x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 4
    LOCAL CD
    4.35%
    -
    $50,000
    3 Month
    Bank
    1.98x (National Avg. - 2.20%)
    $1,000
     
    SCENARIO
    Year Rate
    4.35%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,175 1,523
    2 52,175 2,270 1,589
    3 54,445 2,368 1,658
    4 56,813 2,471 1,730
    5 59,284 2,579 1,805
    6 61,863 2,691 1,884
    7 64,554 2,808 1,966
    8 67,362 2,930 2,051
    9 70,293 3,058 2,140
    10 73,350 3,191 2,234
    11 76,541 3,330 2,331
    12 79,871 3,474 2,432
    13 83,345 3,626 2,538
    14 86,970 3,783 2,648
    15 90,754 3,948 2,763
    16 94,701 4,120 2,884
    17 98,821 4,299 3,009
    18 103,120 4,486 3,140
    19 107,605 4,681 3,277
    20 112,286 4,884 3,419
    TOTAL $67,171 $47,019

    All calculations are for demonstration purposes only.

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