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Comparison of Deposit Account from Lake City Bank with 4.25% - April 2025

Long-Term Analysis of City Bank with 0.60% APY and Lake City Bank with 4.25% APY and SNB Bank, National Association with 0.26% APY and Texas Capital Bank with 3.87% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

City Bank

0.60%

$50,000

24 Month

Bank

0.91x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

Lake City Bank

4.25%

$50,000

6 Month

Bank

10.47x (National Avg. - 0.41%)

$1,000

SCENARIO

Year	Rate 4.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,125	1,488
2	52,125	2,215	1,551
3	54,340	2,309	1,617
4	56,650	2,408	1,685
5	59,057	2,510	1,757
6	61,567	2,617	1,832
7	64,184	2,728	1,909
8	66,912	2,844	1,991
9	69,756	2,965	2,075
10	72,720	3,091	2,163
11	75,811	3,222	2,255
12	79,033	3,359	2,351
13	82,392	3,502	2,451
14	85,893	3,650	2,555
15	89,544	3,806	2,664
16	93,349	3,967	2,777
17	97,317	4,136	2,895
18	101,453	4,312	3,018
19	105,764	4,495	3,146
20	110,259	4,686	3,280
	TOTAL	$64,945	$45,462

LOCAL CD

SNB Bank, National Association

0.26%

$50,000

36 Month

Bank

0.34x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.26%	Annual Interest	Annual Interest (After Tax)
1	50,000	130	91
2	50,130	130	91
3	50,260	131	91
4	50,391	131	92
5	50,522	131	92
6	50,653	132	92
7	50,785	132	92
8	50,917	132	93
9	51,050	133	93
10	51,182	133	93
11	51,315	133	93
12	51,449	134	94
13	51,583	134	94
14	51,717	134	94
15	51,851	135	94
16	51,986	135	95
17	52,121	136	95
18	52,257	136	95
19	52,392	136	95
20	52,529	137	96
	TOTAL	$2,665	$1,866

LOCAL CD

Texas Capital Bank

3.87%

$50,000

18 Month

Bank

6.67x (National Avg. - 0.58%)

$1,000

SCENARIO

Year	Rate 3.87%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,935	1,355
2	51,935	2,010	1,407
3	53,945	2,088	1,461
4	56,033	2,168	1,518
5	58,201	2,252	1,577
6	60,453	2,340	1,638
7	62,793	2,430	1,701
8	65,223	2,524	1,767
9	67,747	2,622	1,835
10	70,369	2,723	1,906
11	73,092	2,829	1,980
12	75,921	2,938	2,057
13	78,859	3,052	2,136
14	81,911	3,170	2,219
15	85,081	3,293	2,305
16	88,373	3,420	2,394
17	91,794	3,552	2,487
18	95,346	3,690	2,583
19	99,036	3,833	2,683
20	102,869	3,981	2,787
	TOTAL	$56,850	$39,795

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from Lake City Bank with 4.25% - April 2025

Long-Term Analysis of City Bank with 0.60% APY and Lake City Bank with 4.25% APY and SNB Bank, National Association with 0.26% APY and Texas Capital Bank with 3.87% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Lake City Bank with 4.25% - April 2025