This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.42% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,210 | 1,547 |
| 2 | 52,210 | 2,308 | 1,615 |
| 3 | 54,518 | 2,410 | 1,687 |
| 4 | 56,927 | 2,516 | 1,761 |
| 5 | 59,444 | 2,627 | 1,839 |
| 6 | 62,071 | 2,744 | 1,920 |
| 7 | 64,814 | 2,865 | 2,005 |
| 8 | 67,679 | 2,991 | 2,094 |
| 9 | 70,671 | 3,124 | 2,187 |
| 10 | 73,794 | 3,262 | 2,283 |
| 11 | 77,056 | 3,406 | 2,384 |
| 12 | 80,462 | 3,556 | 2,489 |
| 13 | 84,018 | 3,714 | 2,600 |
| 14 | 87,732 | 3,878 | 2,714 |
| 15 | 91,610 | 4,049 | 2,834 |
| 16 | 95,659 | 4,228 | 2,960 |
| 17 | 99,887 | 4,415 | 3,091 |
| 18 | 104,302 | 4,610 | 3,227 |
| 19 | 108,912 | 4,814 | 3,370 |
| 20 | 113,726 | 5,027 | 3,519 |
| TOTAL | $68,753 | $48,127 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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