This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.78% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,390 | 1,673 |
| 2 | 52,390 | 2,504 | 1,753 |
| 3 | 54,894 | 2,624 | 1,837 |
| 4 | 57,518 | 2,749 | 1,925 |
| 5 | 60,268 | 2,881 | 2,017 |
| 6 | 63,148 | 3,018 | 2,113 |
| 7 | 66,167 | 3,163 | 2,214 |
| 8 | 69,330 | 3,314 | 2,320 |
| 9 | 72,644 | 3,472 | 2,431 |
| 10 | 76,116 | 3,638 | 2,547 |
| 11 | 79,754 | 3,812 | 2,669 |
| 12 | 83,567 | 3,994 | 2,796 |
| 13 | 87,561 | 4,185 | 2,930 |
| 14 | 91,746 | 4,385 | 3,070 |
| 15 | 96,132 | 4,595 | 3,217 |
| 16 | 100,727 | 4,815 | 3,370 |
| 17 | 105,542 | 5,045 | 3,531 |
| 18 | 110,587 | 5,286 | 3,700 |
| 19 | 115,873 | 5,539 | 3,877 |
| 20 | 121,411 | 5,803 | 4,062 |
| TOTAL | $77,215 | $54,050 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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