This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.37% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,185 | 1,530 |
| 2 | 52,185 | 2,280 | 1,596 |
| 3 | 54,465 | 2,380 | 1,666 |
| 4 | 56,846 | 2,484 | 1,739 |
| 5 | 59,330 | 2,593 | 1,815 |
| 6 | 61,922 | 2,706 | 1,894 |
| 7 | 64,629 | 2,824 | 1,977 |
| 8 | 67,453 | 2,948 | 2,063 |
| 9 | 70,400 | 3,076 | 2,154 |
| 10 | 73,477 | 3,211 | 2,248 |
| 11 | 76,688 | 3,351 | 2,346 |
| 12 | 80,039 | 3,498 | 2,448 |
| 13 | 83,537 | 3,651 | 2,555 |
| 14 | 87,187 | 3,810 | 2,667 |
| 15 | 90,998 | 3,977 | 2,784 |
| 16 | 94,974 | 4,150 | 2,905 |
| 17 | 99,124 | 4,332 | 3,032 |
| 18 | 103,456 | 4,521 | 3,165 |
| 19 | 107,977 | 4,719 | 3,303 |
| 20 | 112,696 | 4,925 | 3,447 |
| TOTAL | $67,621 | $47,334 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
|
4.75% |
$1,500 |
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Last change: ↓0.25% on October 16. |
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