This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.99% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,495 | 1,747 |
| 2 | 52,495 | 2,620 | 1,834 |
| 3 | 55,115 | 2,750 | 1,925 |
| 4 | 57,865 | 2,887 | 2,021 |
| 5 | 60,752 | 3,032 | 2,122 |
| 6 | 63,784 | 3,183 | 2,228 |
| 7 | 66,967 | 3,342 | 2,339 |
| 8 | 70,308 | 3,508 | 2,456 |
| 9 | 73,817 | 3,683 | 2,578 |
| 10 | 77,500 | 3,867 | 2,707 |
| 11 | 81,367 | 4,060 | 2,842 |
| 12 | 85,427 | 4,263 | 2,984 |
| 13 | 89,690 | 4,476 | 3,133 |
| 14 | 94,166 | 4,699 | 3,289 |
| 15 | 98,865 | 4,933 | 3,453 |
| 16 | 103,798 | 5,180 | 3,626 |
| 17 | 108,978 | 5,438 | 3,807 |
| 18 | 114,416 | 5,709 | 3,997 |
| 19 | 120,125 | 5,994 | 4,196 |
| 20 | 126,119 | 6,293 | 4,405 |
| TOTAL | $82,412 | $57,689 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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